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Should the AI-driven boom collapse, the US could see an additional 4,500 bankruptcies. The report notes that credit growth of approximately 2.5% in 2026 is needed to stabilize insolvency levels, but GDP growth is forecast at 1.6%, below the 2.2% required to prevent further increases. Another 8% rise in corporate insolvencies is projected for 2026. Business applications remain 36% higher than the 2016–2019 average, raising financial fragility among new entrants.
